Each tool below shows one of those charges before the money goes. Open Subscription Tracker if a service renewed that you do not use. Open Payday Allocator if the pay is gone before rent is paid.
$0 for 7 days on one tool. No card. No charge. One trial per household.
Free account includes 1 bonus entry into each active giveaway. Signed-in members open the full hub at /tools. Free AU calculators (home loan, tip, %) — no signup.
Subscriptions, bills, payday, and the yearly costs that hit one pay.
Each note is an example of what you can work out from what you enter. Figures are estimates. This is not a promise of savings, and it is not financial, tax, credit, or superannuation advice.
Stop silent renewals before charge.
Enter each subscription and its next charge date. You can see which ones renew soon, so you can cancel before that charge if you choose to.
Start 7 days freeStop payday vanishing into Fun.
Split one pay across bills, savings, and spending. You can see what is left for Fun before that pay is gone.
Start 7 days freeStop late fees before due day.
Add each bill’s due date and amount. You can see which bills land before payday, so you can pay them on time.
Start 7 days freeStop lock-in after the window.
Enter the contract end date and the notice window. You can see the last day to act before it rolls on.
Start 7 days freeStop red balances before payday.
Enter money in and money out by date. You can see days the balance may go red before the next pay, on those dates.
Start 7 days freeStop missing the savings deadline.
Enter a target, a date, and what you can put aside. You can see a weekly amount that would reach that target on your numbers.
Start 7 days freeStop yearly bill shock.
List yearly bills such as rego or insurance. You can see a weekly set-aside so that bill is less of a one-off shock.
Start 7 days freeStop shared-bill arguments.
Enter the bill and who shares it. You can see each person’s share from the split you choose.
Start 7 days freeStop paying unexplained bill rises.
Enter the old amount and the new amount. You can see the rise in dollars and percent, then decide whether to query it.
Start 7 days freeStop paying while you “mean to cancel”.
Pick the service and follow the cancel steps. You can leave with a draft of what to say and where to send it. Sending it is still your step.
Start 7 days freeStop Sunday money chaos.
Open bills, subscriptions, and goals in one pass. You can see what needs a decision this week.
Start 7 days freeFind any receipt when warranty matters.
Store a receipt against a purchase. You can find it later if a warranty or a return needs it.
Start 7 days freeStop guessing percentages.
Enter a number and a percent. You can see the result of that sum. It is a calculation, not advice.
Start 7 days freeStop awkward tip maths (AUD).
Enter the bill and a tip percent. You can see a tip amount and a per-person split in AUD.
Start 7 days freeStop guessing home loan repayments.
Enter amount, rate, and term. You can see an illustrative repayment. It is not a loan offer.
Start 7 days freeConvert AU salary across pay periods.
Enter a salary and a pay period. You can see that same pay as hourly, weekly, or yearly. It is not a tax calculation.
Start 7 days freeEstimate personal loan repayments (AUD).
Enter amount, rate, and term. You can see an illustrative repayment. It is not a loan offer or credit advice.
Start 7 days freeEstimate car loan repayments (AUD).
Enter amount, rate, and term. You can see an illustrative car repayment. It is not a loan offer.
Start 7 days freeProject compound growth in AUD.
Enter a start amount, a rate, and a time. You can see an illustrative balance. Actual returns can be lower or higher.
Start 7 days freeRough AU take-home from gross salary.
Enter gross pay. You can see a rough take-home. It is not a tax assessment.
Start 7 days freeIllustrate growth with contributions (AUD).
Enter contributions and a rate. You can see an illustrative balance. It is not a forecast of what a fund will return.
Start 7 days freeIllustrate a nest egg — not Super advice.
Enter contributions and a rate. You can see an illustrative nest egg. It is not superannuation advice.
Start 7 days freeCompare pack sizes by true unit price.
Enter the price and the pack size for each option. You can see which pack is cheaper per unit.
Start 7 days freeAU hourly and day rates from income target.
Enter the income you want and your working time. You can see an hourly and day rate that would hit that target on your numbers.
Start 7 days freeFull ownership cost — not just the loan.
Enter the loan plus fuel, rego, and insurance. You can see a fuller weekly cost than the loan repayment alone.
Start 7 days freeCompare offers on money and time.
Enter pay, hours, and commute for two offers. You can see which one leaves more per hour on those inputs.
Start 7 days freeCompare buys by cost per use.
Enter the price and how often you expect to use it. You can see a cost per use from that guess.
Start 7 days freeIs bulk cheaper after waste?
Enter the bulk price, the small price, and how much you may waste. You can see whether bulk is cheaper after that waste.
Start 7 days freeRepair vs replace with clear assumptions.
Enter the repair cost, a new price, and years left. You can see which option costs less on those assumptions.
Start 7 days freeWhat an appliance costs to run.
Enter watts, hours, and your cents per kWh. You can see an illustrative running cost from those inputs.
Start 7 days freeEstimate stamp duty by state (illustrative).
Pick a state and a price. You can see an illustrative duty figure. Check the state revenue office before you rely on it.
Start 7 days freeMonths and interest to clear a debt.
Enter the balance, the rate, and what you pay. You can see months and interest on those inputs. It is not credit advice.
Start 7 days free50/30/20 split of take-home pay.
Enter take-home pay. You can see a 50/30/20 split of that pay. It is a guide, not a budget you must follow.
Start 7 days freeAdd or remove Australian 10% GST.
Enter an amount. You can add or remove Australian 10% GST on that amount.
Start 7 days freeTrip or weekly fuel cost in AUD.
Enter distance, fuel use, and price per litre. You can see a trip or weekly fuel cost from those inputs.
Start 7 days freeCompare two energy offers (manual tariffs).
Enter two tariffs and your use. You can see which offer costs less on the numbers you type. It does not read your bill.
Start 7 days freeCompare two NBN/internet plans.
Enter two plan prices and what you use. You can see which plan costs less for that use.
Start 7 days freeCompare mobile plans vs your data use.
Enter your data use and two plan prices. You can see which plan fits that use on those inputs.
Start 7 days freeUltimate extras after household tools packs.
Stop guessing where the money went.
Review where money went. You can see patterns to look at. It does not move money for you.
See how to stop itStop big goals dying as vague wishes.
Turn a goal into steps and dates. You can see a plan you can follow. Finishing the steps is still up to you.
See how to stop it$0 for 7 days on Subscription Tracker. No card. One trial per household.
Start 7 days free
